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See below our exclusive line of GMAC mortgage products by GMAC Residential Funding. These are just some of the programs we have to offer. |
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i
107™
If you can afford the monthly payments, you can get
the house now.
The i 107™
mortgage is a no-downpayment mortgage that can open the
door to the home you want, right away. It's a unique
lending product that provides you with the money you
need to buy the home you want. And then some. |
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i
provide™
A home equity line of credit that gives you control
over your personal finances.
Canadians have a significant amount of financial power
locked up in their homes. With i provide™,
you can access the equity in your home without
renegotiating or refinancing your mortgage. It's a
flexible line of credit secured against your home that
lets you use your funds any way you see fit. |
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i
decide™
Lower monthly payments gives you more choice.
The i decide™
interest-only mortgage can help you get into the market
more easily than you ever thought possible. With
i decide™, you can
borrow up to 80% of the value or your home. Or up to
95%, if you add a low-rate second mortgage that you can
pay off anytime without penalty. |
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i
declare™
For entrepreneurs who can qualify for the mortgage
they want based on their stated income.
Now, there's a mortgage that assumes you are as good as
your word. The i declare™
mortgage is a stated income mortgage tailor-made for
self-employed Canadians. It offers an easier mortgage
approval process that accommodates your income
situation. |
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i
declare.doc™
Your business is just that; your business.
i declare.doc™ is
a mortgage for self-employed or commissioned sales
people with good credit history. Qualify for the
mortgage you need with limited income and employment
verification.
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i
deserve™
For entrepreneurs with excellent credit.
With the i deserve™
mortgage, your excellent credit could qualify you for a
mortgage up to $600,000 - without any kind of income
documentation or estimation.
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i
relax™
Realize your dreams of vaction property ownership.
i relax™ gives
you the ability to purchase or refinance a summer,
winter or all season vacation property with as little as
15% down. And, to make qualification even easier,
i relax™ can
function as a blanket mortgage so your principal
residence can be used as additional collateral. |
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i
invest™
A mortgage for your investment property without
mortgage insurance.
The i invest™
mortgage rewards your entrepreneurial achievements and
gives you the opportunity you need. That's because
i invest™ has been
specially designed to make mortgages for residential
real estate investments easier to get and less expensive
to carry. |
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i
second™
Get the money you need at the rates you can live
with.
There are so many reasons why you might want a second
mortgage. You might be moving to a larger home and may
already have a first mortgage with most of the money you
need at a great rate. So it makes sense to get secondary
financing to save that rate. |
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i
resolve™
The mortgage that helps you get back on track.
Canadians pay an incredible amount of money to service
their high interest credit cards and other loans. As a
result, more and more homeowners are considering the
advantages of using a new mortgage to refinance and
manage their debts. |
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i
95™
An easier way to use your 5% down.
The i 95™
mortgage can mean that the 5% downpayment you've saved
so carefully can be your entry to home ownership,
without having to go through both lender and mortgage
insurer approvals. |
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i
secure™
Lock in and move on.
The i secure™
mortgage is designed specifically for the homebuyer who
simply wants the best rate possible and the least amount
of maintenance. By locking in for the long-term, you’ll
know the exact amount of your mortgage payment for
whatever term you choose. |
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i
adjust™
An adjustable-rate mortgage that puts you in
control.
The i adjust™
mortgage is an adjustable rate mortgage that lets you
take advantage of today's best mortgage rates while you
keep an eye on the marketplace. If mortgage rates go
down, the savings are passed on to you.
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